Privacy Policy

Last Updated: August 28, 2026

Kalmbaugh Insurance Agency (“Kalmbaugh Insurance,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide through our website, www.kalmbaughinsurance.com.

This Privacy Policy explains how we may collect, use, and protect information when you visit our website, request information, submit a quote request, contact us, or otherwise interact with our online services.

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Information We Collect

We may collect information that you voluntarily provide to us, including information submitted through contact forms, quote request forms, email communications, or other forms on our website.

Depending on how you interact with us, this information may include:

• Name

• Mailing address

• Email address

• Telephone number

• Information about your business or property

• Insurance-related information necessary to respond to your request

• Other information you choose to provide

We may also automatically collect certain technical information when you visit our website, such as your IP address, browser type, device type, pages visited, and general website usage information.

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How We Use Your Information

We may use information we collect to:

• Respond to questions and requests

• Provide insurance quotes or information about insurance products and services

• Communicate with you regarding your insurance needs

• Provide customer service

• Improve our website and services

• Maintain website security and prevent fraud or misuse

• Comply with applicable legal and regulatory requirements

• Send communications or marketing information when permitted by law

We do not use information submitted through our website for purposes unrelated to our business operations except as described in this Privacy Policy or as otherwise permitted or required by law.

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How We Share Information

Kalmbaugh Insurance Agency does not sell your personal information.

We may share information when reasonably necessary to conduct our business, including with insurance companies, insurance carriers, service providers, technology providers, and other parties involved in providing insurance products or services to you.

We may also disclose information when required by law, legal process, regulatory authorities, or when necessary to protect our rights, property, customers, or the security of our website.

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Cookies and Website Analytics

Our website may use cookies and similar technologies to help the website function properly, understand how visitors use the website, and improve the user experience.

We may use third-party analytics or advertising services that collect information about website traffic and interactions. These services may use cookies or similar technologies in accordance with their own privacy policies.

You can generally adjust your browser settings to refuse or limit cookies. Some website features may not function properly if cookies are disabled.

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Third-Party Websites

Our website may contain links to third-party websites, including insurance carriers, service providers, social media platforms, or other websites.

Kalmbaugh Insurance Agency is not responsible for the privacy practices, content, or security of third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.

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Data Security

We take reasonable administrative, technical, and organizational measures designed to protect personal information from unauthorized access, use, alteration, or disclosure.

However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure.

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Children's Privacy

Our website is not directed toward children under the age of 13, and we do not knowingly collect personal information from children under 13 through our website.

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Your Privacy Choices

Depending on applicable law, you may have certain rights regarding your personal information, including the ability to request access to, correction of, or deletion of certain information.

You may also contact us to:

• Ask questions about how your information is used

• Request that we update inaccurate information

• Opt out of certain marketing communications

• Request information about our privacy practices

Some information may need to be retained when required for legal, regulatory, insurance, or legitimate business purposes.

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Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices, technology, legal requirements, or services.

When we make changes, we will update the “Last Updated” date at the top of this page. We encourage you to periodically review this Privacy Policy.

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Contact Us

If you have questions about this Privacy Policy or how Kalmbaugh Insurance Agency handles personal information, please contact us through the information provided on our website:

Kalmbaugh Insurance Agency
Website: www.kalmbaughinsurance.com

We are committed to treating your personal information responsibly and maintaining your trust.