Certified
Insurance
Counselors

Why it's important to work with a C.I.C.
C.I.C., or Certified Insurance Counselor, designation signifies that we have undergone extensive training and rigorous examinations in all key areas of the insurance industry. To maintain this designation, we must meet annual education requirements.
Choosing a C.I.C. means selecting an agent who is highly educated in practical insurance matters, nationally recognized for our expertise, and affiliated with the top 1% of insurance professionals in America. It's not about boasting; it's about ensuring you receive the highest standard of service. Don't settle for anything less than excellence when choosing your insurance agent.
John C. Kalmbaugh
President/Certified Insurance Counselor
Home and Auto Coverage
Tailored for You
HOME AND AUTO
INSURANCE
Fraud Loss and Data
Recovery Costs
CYBER LIABILITY
INSURANCE
Business Owners and
Commercial Insurance
BUSINESS OWNERS
INSURANCE
Insure Your Adventures
on the Road
BOATS, CAMPERS,
AND RV'S
Solar Panel Insurance
for Homeowners
SOLAR
ENERGY
Safeguarding
Your Assets
TRUE UMBRELLA
PROTECTION
We shop from the top rated insurance carriers including Auto-Owners, Travelers, Safeco, Central, Progressive, John Hancock, Liberty Mutual, and Lloyd's of London Insurance Companies.
Expertise in Auto, Home, Business and Surety Bonds, Motorcycle, Boat, Recreational Vehicles, Commercial Vehicles, Life, Pet Insurance, Home Cyber Protection and Special Risks.
Agency with over 150 years of collective experience in a complex industry.
Advocate in the claims process. Our goal is to make sure, absolutely sure, that what you pay for is what you dare not live without!


Protect Your Pets





















