Getting insurance should be a personalized experience. When you call Kalmbaugh Insurance Agency you will always speak with a real person. No need to go through prompts and hold times. We're here to not only make sure you’re properly protected with a customized policy, but we also protect your private information. Can a computer program generate this kind of personalized experience? In the unfortunate event that you do need to make a claim, we are here for you to make sure everything goes smoothly.  


We are all about EXPERIENCE and EXPERTISE.


We’ve got your back! 

Why work with an Independent Insurance Agent?

Company Profile

In short, we take the time to develop a personal relationship with you and find out exactly what your needs are. Then, we can review the policies of several different companies and help you select the best possible coverage at the best possible price. You see, buying insurance is different from purchasing other types of consumer products – you can’t take it for a test drive, try it on, taste, see or smell it. Yet, the purchase of insurance is one of the most important decisions you will ever make. With an independent insurance agent, you’re dealing with a licensed professional who knows the insurance industry and cares about your needs . . . not some stranger on the other end of a toll free number or a cold computer monitor over the internet.


If you have any questions or concerns, please feel free to contact us. We care about your needs.

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Our office is proudly located in the heart of historic Westerville, Ohio. On the corner of Walnut and South State Street.

Kalmbaugh Insurance Agency has been operational in Westerville since 1975. 

Westerville continues to rate as one of the best places in Ohio to call home, year after year. And we continue to serve our community, and the communities surrounding Columbus, for over four decades. 

Recognition and Awards

The Blue Streak Circle of Achievement Retention award is Central Insurance Company’s annual recognition of agencies that do an outstanding job of serving our customer’s insurance needs.


This award is a congratulations to our commitment for excellence. John Kalmbaugh would like to give a special thanks and share these awards to our dedicated staff. And because of their outstanding work, everyday, we’ve again been honored with this recognition. Another excellent year of service!